/* iSpendBit — fintech site styling. Amber accent + the app's obsidian UI shown in a device. */
:root{
  --amber:#E28704; --amber-soft:#F6A21E; --obsidian:#0B111C; --obsidian-2:#132038;
  --ink:#0E1420; --muted:#667085; --line:#EAECF0; --canvas:#FFFFFF; --panel:#F7F8FA;
  --radius:20px; --max:1120px;
  --shadow:0 24px 60px -22px rgba(16,20,32,.28);
  --shadow-sm:0 8px 24px -12px rgba(16,20,32,.18);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Plus Jakarta Sans',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--ink);background:var(--canvas);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:var(--amber);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
img{max-width:100%}

/* Nav */
.nav{display:flex;align-items:center;justify-content:space-between;max-width:var(--max);margin:0 auto;padding:20px 24px}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;font-size:20px;color:var(--ink);letter-spacing:-.01em}
.brand img{width:38px;height:38px;border-radius:11px;box-shadow:var(--shadow-sm)}
.brand b{font-weight:800}.brand b span{color:var(--amber)}
.nav-links a{color:var(--muted);font-weight:600;font-size:14.5px;margin-left:26px}
.nav-links a:hover{color:var(--ink);text-decoration:none}
@media(max-width:720px){.nav-links{display:none}}

/* Hero */
.hero{position:relative;padding:30px 0 40px;overflow:hidden}
.hero::before{content:"";position:absolute;top:-260px;right:-160px;width:620px;height:620px;border-radius:50%;
  background:radial-gradient(circle,rgba(246,162,30,.18),rgba(246,162,30,0) 62%);z-index:0}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center}
.pill{display:inline-flex;align-items:center;gap:8px;background:var(--panel);border:1px solid var(--line);
  color:#344054;padding:7px 14px;border-radius:999px;font-size:13px;font-weight:700}
.hero h1{font-size:clamp(34px,5.4vw,58px);line-height:1.06;letter-spacing:-.03em;font-weight:800;margin:20px 0 16px}
.hero h1 span{color:var(--amber);position:relative}
.hero .sub{color:var(--muted);font-size:clamp(16px,2vw,19px);max-width:520px;margin:0}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:15px 26px;border-radius:14px;font-weight:800;font-size:15px;transition:transform .12s ease}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--amber);color:#fff;box-shadow:0 12px 26px -10px rgba(226,135,4,.6)}
.btn-ghost{background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.supports{display:flex;align-items:center;gap:12px;margin-top:30px;color:var(--muted);font-size:13.5px;font-weight:600}
.supports .row{display:flex;gap:-6px}
.supports img{width:30px;height:30px;border-radius:50%;box-shadow:0 0 0 3px #fff;margin-left:-8px}
.supports img:first-child{margin-left:0}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;text-align:center}.hero .sub{margin:0 auto}
  .cta,.supports{justify-content:center}.phone{margin:8px auto 0}}

/* Phone mockup (the app's dashboard) */
.phone{width:300px;justify-self:center;background:#05070c;border-radius:46px;padding:11px;box-shadow:var(--shadow);
  border:1px solid #1b2333}
.screen{background:#fff;border-radius:38px;overflow:hidden;position:relative}
.notch{position:absolute;top:10px;left:50%;transform:translateX(-50%);width:96px;height:22px;background:#05070c;border-radius:14px;z-index:2}
.app-top{background:radial-gradient(120% 120% at 85% -10%,var(--obsidian-2),var(--obsidian) 62%);color:#fff;
  padding:44px 20px 26px;border-radius:0 0 26px 26px}
.app-top .hi{display:flex;align-items:center;gap:9px;font-size:12px;color:#9fb0c8}
.app-top .av{width:26px;height:26px;border-radius:50%;background:#22314e}
.app-top .lbl{color:#9fb0c8;font-size:11px;margin-top:16px}
.app-top .bal{font-size:27px;font-weight:800;letter-spacing:-.02em;margin-top:2px}
.acts{display:flex;gap:8px;margin-top:16px}
.act{flex:1;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:12px;
  text-align:center;padding:9px 0;font-size:10.5px;font-weight:700;color:#e9eef6}
.act.amb{background:var(--amber);border-color:var(--amber);color:#0b111c}
.assets{padding:14px 16px 20px}
.assets .h{font-size:12px;font-weight:800;color:#101828;margin:4px 2px 10px}
.asset{display:flex;align-items:center;gap:11px;padding:9px 0}
.asset img{width:34px;height:34px}
.asset .nm{font-weight:700;font-size:13px;color:#101828}
.asset .nt{font-size:11px;color:#98a2b3}
.asset .val{margin-left:auto;text-align:right}
.asset .val b{font-size:13px;color:#101828;font-weight:700}
.asset .val small{display:block;font-size:10.5px;color:#12b76a;font-weight:700}

/* Sections */
section{padding:64px 0}
.eyebrow{color:var(--amber);font-weight:800;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase}
h2{font-size:clamp(26px,3.6vw,38px);font-weight:800;letter-spacing:-.025em;margin:10px 0 8px;max-width:640px}
.lead{color:var(--muted);font-size:17px;max-width:560px;margin:0 0 34px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm)}
.card .ic{width:48px;height:48px;border-radius:14px;background:rgba(226,135,4,.1);color:var(--amber);
  display:grid;place-items:center;font-size:23px;margin-bottom:15px}
.card h3{margin:0 0 6px;font-size:18px;font-weight:800}
.card p{margin:0;color:var(--muted);font-size:15px}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px;margin-top:16px}
.step{position:relative;padding:28px 24px 24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow-sm)}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-16px;left:22px;width:34px;height:34px;
  background:var(--obsidian);color:var(--amber);border-radius:11px;display:grid;place-items:center;font-weight:900;font-size:15px}
.step h3{margin:6px 0 4px;font-size:16.5px;font-weight:800}
.step p{margin:0;color:var(--muted);font-size:14.5px}

/* Trust band */
.band{background:radial-gradient(120% 140% at 90% 0,var(--obsidian-2),var(--obsidian) 60%);color:#fff;
  border-radius:28px;padding:48px 40px;text-align:center;box-shadow:var(--shadow)}
.band .eyebrow{color:var(--amber-soft)}
.band h2{color:#fff;margin:10px auto 0}
.band p{color:#aeb9c9;max-width:660px;margin:14px auto 0;font-size:16px}

/* Footer */
footer{border-top:1px solid var(--line);margin-top:20px;padding:40px 0;color:var(--muted);font-size:14px}
.foot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px}
.foot .brand{font-size:17px}
.foot-links a{color:var(--muted);margin-left:22px;font-weight:600}
.foot-links a:hover{color:var(--ink);text-decoration:none}
.copy{margin-top:14px;color:#98a2b3;font-size:13px}
@media(max-width:640px){.foot{flex-direction:column}.foot-links a{margin:0 18px 0 0}}

/* Legal pages */
.legal{max-width:800px;margin:0 auto;padding:20px 24px 70px}
.legal .back{display:inline-block;margin:20px 0 22px;font-weight:700}
.legal h1{font-size:34px;font-weight:800;margin:0 0 6px;letter-spacing:-.02em}
.legal .updated{color:var(--muted);font-size:14px;margin-bottom:26px}
.legal h2{font-size:20px;margin:32px 0 8px;font-weight:800}
.legal p,.legal li{color:#2a3442;font-size:15.5px}
.note{background:var(--panel);border:1px solid var(--line);border-left:3px solid var(--amber);
  border-radius:12px;padding:16px 18px;color:#2a3442;font-size:14.5px;margin:8px 0}